Built for Tomorrow's Money.
Bring stablecoins into everyday life for the next billion people through familiar financial products.
Cross-border payments generated approximately US$290B in global revenue in 2025, according to McKinsey. Separately, World Bank data show that approximately 900 million adults have a mobile phone but no financial account. Interlace's opportunity is to connect stablecoin funds with familiar financial products, addressing cross-border payment needs while helping its customers bring everyday financial services to a broader population.
Interlace is building infrastructure to serve the everyday payment needs of the next billion people, alongside the operating needs of businesses. Through wallets, exchanges and fintech partners, it enables consumers to use familiar products for shopping, travel, subscriptions and other daily spending. Consumer card spend reached US$128.5M in January–July 2026, with average monthly spend in May–July approximately 38% above February–April. Across total card spend, restaurants, travel agencies, specialty retail, hotels and grocery retail grew from 5.2% in January to 18.3% in July. These results show an expanding consumer use case alongside the enterprise business.
Interlace's APIs give customers control over card issuance, funding, spending limits and reporting, supported by authorization, risk, settlement and reconciliation capabilities. Integrating these functions gives customers an operating foundation for launching and expanding financial products. By July 2026, Interlace served 172 monthly active API customers, with 4.12M cumulative cards issued through API clients; API partners accounted for approximately 83% of new card issuance in January–July. This adoption demonstrates the role of Interlace's technology in customer payment programs.
Delivering financial products requires both technology and the ability to coordinate banks, card networks, compliance providers and settlement operations. Interlace combines these relationships with years of payment-program experience, including direct Visa Principal Membership in Hong Kong. This combination provides an operating foundation for customers to launch and expand across supported markets.
Interlace serves both the businesses receiving money and the consumers and enterprises spending it. By connecting merchant acquiring, collections, pay-ins, accounts, cards and payouts, the platform aims to support the full journey of funds: money received can be held or converted, spent with merchants, or paid to suppliers and other recipients. The opportunity is to connect these activities within the Interlace ecosystem, enabling receipts to fund subsequent payments and supporting repeated activity, retained balances and deeper customer relationships.
Familiar financial products, connected through one infrastructure platform.
Connect stablecoin funds to financial products through on/off-ramp, wallet and funding capabilities.
Enable virtual and physical card programs under customer brands, supporting everyday purchases, travel, subscriptions and business spending.
Access bank-account services for cross-border collections, currency conversion and payments, subject to market and program availability.
Extend customer payment workflows to local bank and wallet destinations, supporting supplier, contractor and other cross-border disbursements as coverage develops.
Connect stablecoin funds with local QR and wallet acceptance so customers can pay through familiar local payment methods.
Manage balances, conversion, liquidity and settlement across customer payment workflows.
Experience across company building, product development and international commercial execution.
Entrepreneur with experience building and scaling technology businesses; previously part of the Dropcam/Google team. Holds a master's degree from Stanford University.
Interlace's second employee and first product manager, with years of experience developing the company's core products across markets.
Former global CEO of Maxonrow, with experience building multi-market platforms, partnerships and commercial operations.
Regulatory permissions, network access and security capabilities underpin the platform.
Hong Kong MSO; Hong Kong TCSP; US MSB; Canada MSB
Hong Kong Visa Principal Membership; US consumer BIN capability; 30+ BIN routes
PCI DSS Level 1
Ongoing Singapore MPI, Luxembourg PI/CASP and Dubai VARA applications; development of the Hong Kong licensing structure and Visa Hong Kong consumer BIN; enhancements to the Canada MSB compliance framework
Selected relationships across financial networks, infrastructure providers and investors.
